How Can Payday Loans in Ottawa Help You?

What is a payday loan ?

A payday loan is essentially a cash advance on your current salary that you are required to pay back in a given timeline – usually your next payday. The most common reason for taking out this kind of payday advance is to get swift and easy access to money that would, in most cases, be refused by banks, since they require a good credit check. These are emergency loans for unexpected expenses.

Pros and cons to payday loans

Getting a payday loan in Ottawa is relatively easy with trustworthy payday lenders like Get Payday Loans. You can easily get your money through an online application. However, there are pros and cons to consider before making a final decision:

Pros

Very relaxed background checks;
Highly accessible (even with bad credit check);
Limited credit score requirements.
Quick loan if approved.
Good alternative to bank loans.

Cons

Interest rates can be steep;
Can get trapped in a recurring debt-cycle;
The loan must be repaid.
Approval process before validation.
Lower amount of money compared to other types of loans, such as installment loans.

Advantages

Fast approval

Our financial advisors will approve your application within a few hours and you will receive your loan instantly

No credit check

We do not check your credit score to approve your loan

100% online process

Apply for a loan from anywhere in Canada and we will send the money directly to your bank account

Premium customer service

We guarantee the best customer service in Canada with pre loan services and our qualified financial advisors

What Are the Requirements to Qualify for a Payday Loan in Ottawa?

Get Payday Loans follow the industry-standard personal loan terms for documentation to determine if your situation can let you qualify for a payday loan in Ottawa; these include:

Valid chequing account for at least three months;
No previous missed payment;
A minimum of six months of reliable income;
Same address for at least six months;
Salary is paid through cheque or direct deposit;
Are not facing/faced bankruptcy or have outstanding salary issues.

Our evaluation process involves carrying out additional assessments to ensure that you are able to repay your payday loan. We will confirm that you do not have any judgments against your name and that you aren’t subject to any bounced checks.

Christian Roy

Very efficient customer service, I received my payday loan in less than 24 hours! A financial expert assessed my application and proposed a contract adapted to my needs! I recommend!

David Hamilton

I recommend Get Payday Loans for their moderate interest rates, above average loan amount and great customer service! The plus: they don’t do a credit check, thank you!

Omar Ross

Finally, real financial advisors who take the time to evaluate the situation and propose a suitable solution with acceptable interest rates and terms!

Geneviève Dionne

I needed an urgent loan to pay a vet bill. I received the money in my bank account in less than 24 hours, the team is very responsive and helpful!

Our online lenders will validate your application in a short time

The final checks are to establish whether you have other substantial financial commitments that could hamper your ability to pay back the loan in time. If you meet the required criteria, your loan will be approved and should receive the given amount in a timely manner. Our customers receive their money within 24-48 hours through a direct deposit after the quick approval of their online payday loan in Ottawa.

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